Paydigo
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The way yourpayments go.™

Take payments on the go, get paid by text, bill subscriptions, send invoices and follow every deposit from your phone.

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Coming soon onApp Store Coming soon onGoogle Play
9:41
RP Rivera PlumbingTap to Pay ready
Collected this month
$21,500.00
Get paid
Tom OkaforTap to Pay$120.00
Rivera Ridge HOAInvoice INV-0041$1,850.00
HomeActivityInvoicesFunding
9:41
Tap to Pay, contactless
$120.00
Walk-in customer
Hold the card near the top of your phone
Card, phone or watch. Paydigo
Low rates2.60% + 15¢ in person and 2.90% + 30¢ online, with interchange-plus available.
No monthly feesThe apps are free — you only pay when you get paid.
Next-day depositsStraight to your bank on the next business day.

Everything you need to get paid, now in your pocket.

Tap to PayYour phone is the terminalNo reader. No extra hardware. Card-present rates on contactless cards, phones and watches.
Invoices & linksSend it, they pay itInvoices, reusable payment links and QR checkout, delivered by text or email in a few clicks.
RecurringBilling that runs itselfWeekly, bi-weekly or monthly plans, turn one-time customers into recurring revenue.
FundingFollow every dollarCollected, incoming, deposited, and the batch behind each number, gross to net.
Partner toolsWork the whole portfolioInvites with pricing locked at send, applications, approvals and residuals by tier.
SupportA real person, in-appMessage support from any screen, statements, disputes or setup, with your context attached.
Golden State …
MER-8842
Collected this month
$12,937.40
$2,145.00 incoming · $10,267.75 deposited
Today $980.00 4 payments
Month to date $21,500.00 91 · +18% vs Jul
Customers 8 +1 this month
Reports All payments
7D 30D MTD 3M 1Y
Pay by text

The quickestsmartestsimplestquickestsmartestsimplest way to get paid.You text, they pay.

Pick a customer with a mobile number on file or type a new one, enter the amount, and send.

Card, wallet or bankVisa, Mastercard, Amex and Discover, Apple Pay, Google Pay, or ACH from their bank.
Customers on fileAnyone with a mobile saved is one tap away. Search the rest.
Tips on the pay pageThey pick a preset or type their own amount.
Receipt by textThe paid receipt goes back to the same number.
Subscriptions

Run recurring billing on modern payment infrastructure.

Build a plan once, enroll customers with a setup link, and let the charges run. Paydigo keeps the card on file, retries what fails, and shows the monthly recurring revenue behind it.

Plans you reusePrice, frequency, trial and setup fee, saved once.
Customer-entered cardsThey add card or bank on their own device.
Retries on failureUp to three attempts over seven days.
MRR in viewRecurring revenue, churn and the next seven days.
Learn how subscriptions work
Monthly recurring revenue
$2,741.67 1 new this month
3 Active 0.0% Churn, 30 days $913.89 Avg. value
Upcoming charges Next 7 days
Rivera Ridge HOA Commercial Maintenance · Aug 17 $420.00
Sofia Nguyen Weekly Pool Service · Aug 18 $185.00
Marisol Vega Awaiting customer setup $185.00
Invoicing

Bill the job, set the terms, get paid online.

Build an invoice from your catalog, pick terms from Due on receipt through Net 90, and send it from the truck. The customer pays by card, Apple Pay, Google Pay or bank transfer on the invoice itself.

Line items and taxQuantities, your saved catalog items, and a sales tax rate when you need one.
Terms that set the due dateDue on receipt, Net 10, 15, 30, 60 or 90 — the date fills itself in.
AI CollectionsA voice agent calls to remind the customer if the invoice goes unpaid.
Tips on the invoiceTurn tipping on per invoice, with your own preset amounts.
INV-2026-0042 Jane Doe Net 15
Consulting — August Qty 1 $125.50
Subtotal $125.50
Tax $0.00
Total due $125.50
Due Aug 27, 2026
Card Apple Pay Google Pay ACH
Create & send invoice
Dispute alerts

Refund it before it becomes a chargeback.

Paydigo watches the card-network alert programs for you. The moment a cardholder disputes a charge with their bank, the app tells you, and can refund the sale straight away, before the dispute is ever filed. No chargeback fee, no fight, and your dispute ratio stays where underwriting wants it.

Alerts as they happenPush notification the moment an issuer flags a charge.
Refund ahead, one tapResolve it as a refund instead of a chargeback, or set it to refund automatically.
Responses handledDisputes you choose to fight get a documented response built from your own records.
Ratio protectionFewer filed disputes keeps you clear of the card brands' monitoring thresholds.
Merchant app · notification
Dispute alertVisa · 4 minutes ago
Dana Whitfield$340.00
Payment link · Aug 9 · INV-0038
Refund now Fight it
Refund now closes the alert as a refund, no chargeback, no $20 fee.
Paydigo goes where your business goes.
Pricing

Simple pricing. No monthly fees.

Pay per transaction. Invoices, payment links, QR codes and Tap to Pay are included, the same rates in the app and on your statement.

Optional add-ons and conditional fees are separate: the subscriptions module ($49/mo) bills only if you turn it on; processor-required fees apply only if triggered — e.g., $19.95/mo if the annual PCI security check isn't completed (we walk you through it in ~5 minutes), $25/mo if over 10% of card-present transactions are non-EMV. Full fee schedule shown before you sign.

Standard

Access the complete payments platform with pay-as-you-go pricing. No setup fees, monthly fees, PCI fees or hidden fees.

Get started
2.60% + 15¢
in person, Tap to Pay
on your phone
2.90% + 30¢
invoices, links
& subscriptions
Custom

Design a custom package, for higher-volume shops, business-card-heavy portfolios, or unusual models. Send a recent statement and we'll show which option costs less.

Contact sales
Interchange-plus Volume discounts Multi-product discounts Industry-specific rates
$0 monthly·$0 setup·$0 PCI·$0 annual·No contract, cancel anytime·Bank payments 1%, capped at $10

Be the first.

Early access opens before the public launch. Sign up on the side you're on, we onboard early accounts in the order they joined.

Early merchant signup Be the first to get paid from your phone.

Tap to Pay, invoices and links on day one, dispute alerts included, and a direct line to the team building it.

Already need to process? Apply now.
Early partner signup Be the first to run your book from your phone.

Invites with pricing locked at send, applications, approvals and residuals, and a say in what ships next.

New to Paydigo? Become a partner.

Questions before launch

Anything else, talk to sales.

When do the apps launch?+

Both apps arrive in Q4 2026, on iOS and Android at the same time. Waitlist members get access first.

Do I need a card reader for Tap to Pay?+

No reader. No extra hardware. Card-present rates, taken on the phone you already carry.

Does the app cost extra?+

No. Both apps are included with your Paydigo account, and there is no monthly account fee.

When do deposits land?+

Next business day on your funding schedule. The app shows every batch behind the deposit.

Are the apps available in Spanish?+

Yes. Every screen in both apps ships in English and Español.

I already have a Paydigo account. Do I need a new one?+

No. Sign in with the credentials you use today, your pricing, history and statements carry over.

Press & media

Logos, screenshots and launch details.
Request a press kit →

Become a partner

Refer merchants, earn residual commission on everything they process.
Apply now →

Sales & support

Questions about processing, POS or the apps.
844-999-9951 · Talk to sales →