Lower processing costs, recurring billing for service businesses, and the craft of selling payments. Written plainly, with no jargon and nothing to sign.
43 articles
Safety inspections, panel checks and priority dispatch, sold as a membership and collected automatically.
· 8 min read Residuals · For partnersAccrual, hold windows, reversals and tiers, the full path a dollar of processing takes before it becomes your commission.
· 9 min read HVAC · For merchantsSpring and fall tune-up agreements are among the highest-margin lines in an HVAC shop, and usually the worst-collected. Here is how to move a plan book onto automatic monthly billing.
· 8 min read Selling · For partnersHVAC plans, pool routes, priority clubs. The highest-margin conversation in the field, and the questions that open it.
· 9 min read Selling · For partnersWhere the real cost hides, which lines are negotiable, and how to compute an effective rate in front of the merchant.
· 9 min read Pool service · For merchantsPool routes are almost pure subscription revenue. The billing usually is not. A practical guide to automatic monthly collection, seasonal holds and route-level margin.
· 8 min read Selling · For partnersA repeatable structure: their numbers, your pricing, the difference, and the disclosure that travels with the claim.
· 8 min read Lawn & landscape · For merchantsSeasonal work, monthly money. How to structure mow-and-maintain agreements so cash arrives evenly and winter does not empty the account.
· 8 min read Pricing · For partnersHow card mix, ticket size and volume decide the model, and what each choice does to your residual.
· 8 min read Pest control · For merchantsQuarterly contracts are effectively 100% subscription. Here is how to bill them without a stack of invoices four times a year.
· 8 min read Residuals · For partnersWhat each tier requires, when a change takes effect, and why accruals keep the rate in force when they earned.
· 8 min read Plumbing · For merchantsA $10–20 monthly club for discounted rates and front-of-line scheduling carries strong margins, and the billing is rarely automated.
· 9 min read Residuals · For partnersOverride math, the window it runs for, and how to recruit without cannibalising your own book.
· 7 min read Portfolio · For partnersThe three ratios that decide whether your book keeps its pricing, and what to do when one merchant drags the rest.
· 7 min read Cleaning · For merchantsWeekly and biweekly residential, monthly commercial. Two very different billing shapes in one business, handled cleanly.
· 8 min read Verticals · For partnersSeasonality, plan books, average tickets and the three questions that qualify an HVAC shop in one call.
· 8 min read Roofing · For merchantsHow roofers turn a one-time job into a recurring inspection relationship, and why monthly beats annual for collection.
· 8 min read Verticals · For partnersRoute-based businesses with monthly contracts and hard seasonality. Where the recurring revenue hides.
· 7 min read Appliance repair · For merchantsService plans are the difference between a one-visit customer and a five-year one. The billing mechanics, start to finish.
· 8 min read Underwriting · For partnersDocumentation, ownership, industry codes and the four things that turn a two-day approval into a three-week one.
· 8 min read Fire & security · For merchantsMonitoring revenue is contractual, recurring and often commercial. That combination has specific billing requirements.
· 8 min read Underwriting · For partnersThe classification decides risk tier, pricing and sometimes approval. A practical guide to getting it right up front.
· 7 min read Fitness · For merchantsPure subscription businesses live and die on recovery rates. What to automate, what to keep human.
· 9 min read Selling · For partnersThe rate you sent is the rate they sign. What that guarantee prevents, and how to handle a price change mid-cycle.
· 6 min read Salon & spa · For merchantsMemberships smooth out a seasonal chair. Pricing tiers, prepaid balances and the billing setup behind them.
· 8 min read Onboarding · For partnersThe first deposit, the first dispute and the first statement. Three moments that decide whether the account stays.
· 7 min read Auto repair · For merchantsTwo recurring products in one shop: consumer maintenance clubs and fleet accounts billed monthly. They need different handling.
· 8 min read Residuals · For partnersTrailing run-rates, probability-weighted pipeline, and why volume is the wrong number to forecast from.
· 7 min read Property services · For merchantsFixed monthly amounts, purchase orders and accounts-payable departments. How to bill commercial recurring work without friction.
· 8 min read Selling · For partnersWhen to call, what to open with, and the single artifact that gets a contractor to hand over a statement.
· 7 min read Processing costs · For merchantsMost “savings” pitches move money between line items. Here is what genuinely changes your effective rate, and how to read your own statement.
· 9 min read Selling · For partners"I'm in a contract." "My bookkeeper handles it." "I already got a better rate." Answers that hold up under scrutiny.
· 7 min read Processing costs · For merchantsHardware price is the small part. What actually differs is the rate you earn, the failure modes, and how fast a new technician can take a payment.
· 7 min read Selling · For partnersA counter, a truck or both. How to recommend hardware without overselling a terminal nobody needs.
· 6 min read Processing costs · For merchantsA worked example on one real statement, including the volume and card-mix thresholds where the answer flips.
· 9 min read Portfolio · For partnersInvites, applications, approvals, residuals and merchant health, the daily loop, on a phone.
· 6 min read Disputes · For merchantsA dispute you resolve as a refund never becomes a chargeback, never costs $20, and never counts against your ratio. Here is the mechanism.
· 8 min read Compliance · For partnersApproval guarantees, funding-time promises, bank claims and endorsement language. The lines that must not be crossed.
· 7 min read Cash flow · For merchantsCollected, incoming, deposited. What each number means, when it moves, and how to reconcile a deposit to the batch behind it.
· 7 min read Subscriptions · For merchantsExpired cards, reissues after a breach, and insufficient funds. Three fixes that recover most of what a plan book loses.
· 8 min read Subscriptions · For merchantsPlans, price changes, pauses and failed cards, handled from a truck instead of an office. What a mobile subscriptions app should let you do.
· 9 min read Getting paid · For merchantsThree ways to collect the same dollar, with different conversion rates and different costs. When to use each.
· 7 min read Processing costs · For merchantsWhat to migrate, what to keep running, and the two weeks where both systems should be live.
· 8 min read