Paydigo was founded on a simple belief: every business deserves access to affordable, reliable payment technology, without the complexity.
At Paydigo, we believe payment processing should be simple, transparent and accessible to every business regardless of size. We built Paydigo to cut through the complexity and hidden fees that plague the payments industry.
We're aiming to serve small and mid-sized businesses across the United States, solo operators, trade contractors, shops and regional chains, with pricing you can read in one line, deposits you can count on, and no monthly fees standing between you and your money.
Paydigo was founded in 2026 by serial entrepreneurs who have run businesses on the other side of the terminal, working alongside payment specialists, engineers and compliance people. That is the point of the company: build the processor we wanted as operators.
Two rates, no monthly fees, and a fee list short enough to read in full before you sign.
Optional add-ons and conditional fees are separate: the subscriptions module ($49/mo) bills only if you turn it on; processor-required fees apply only if triggered — e.g., $19.95/mo if the annual PCI security check isn't completed (we walk you through it in ~5 minutes), $25/mo if over 10% of card-present transactions are non-EMV. Full fee schedule shown before you sign.
Funds settle from the processor straight to your bank. Paydigo never holds your money.
Dispute alerts that let you refund ahead of a chargeback, before it counts against you.
A person on the phone or in the app, with your statements and history in front of them.
Paydigo, LLC is a registered ISO of PNC Bank, N.A. Merchant accounts are held with Global Payments and sponsored by PNC Bank, N.A., in your business's name. Paydigo is not a bank.
Sign up in minutes. No setup fees, no monthly costs.
