Paydigo
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Card processing

Accept every card, every time.

Paydigo card processing gives your business a secure way to accept payments from customers, online, in person, or over the phone.

Visa, Mastercard, Amex, Discover & digital wallets 2.60% + 15¢ in person, 2.90% + 30¢ online Next-business-day deposits to your bank account Quick merchant account approval No monthly fees, no setup costs
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Paydigo
•••• •••• •••• 4242
Card holderBusiness Name
2.60%in person
1 dayto deposit
$0monthly fee
Features

Built for every business

From online stores to brick-and-mortar shops, Paydigo card processing adapts to how you do business.

Instant approvals

Most merchants are approved within minutes. No lengthy underwriting or waiting weeks to get started.

Secure payments

Tokenization, end-to-end encryption and 3D Secure authentication protect every transaction.

All card types

Accept Visa, Mastercard, Amex, Discover, JCB, UnionPay, Apple Pay and Google Pay.

Fraud protection

Machine-learning fraud detection monitors every transaction in real time, reducing chargebacks and protecting revenue.

Next-day funding

Your money moves next business day to any US bank account, with the batch behind every deposit.

Real-time reporting

Track transactions, monitor volume and view detailed analytics with customizable reports and exports.

Dispute alerts

Refund it before it becomes a chargeback.

Paydigo watches the card-network alert programs for you. When a cardholder disputes a charge with their bank, you can resolve it as a refund in one tap, before the dispute is filed. No chargeback fee, no response to write, and your dispute ratio stays clean.

See it in the app →
Dispute alertVisa · 4 minutes ago
Dana Whitfield$340.00
Payment link · Aug 9 · INV-0038
Refund now Fight it
Refund now closes the alert as a refund, no chargeback, no $20 fee.
Pricing

Simple, transparent pricing

No contracts. Pay only for what you process, and ask us about interchange-plus if you take a lot of business cards.

See full pricing →
In person
2.60% + 15¢
Tap to Pay on your phone. No terminal required.
Online & keyed
2.90% + 30¢
Invoices, links, QR codes and phone orders.

Optional add-ons and conditional fees are separate: the subscriptions module ($49/mo) bills only if you turn it on; processor-required fees apply only if triggered — e.g., $19.95/mo if the annual PCI security check isn't completed (we walk you through it in ~5 minutes), $25/mo if over 10% of card-present transactions are non-EMV. Full fee schedule shown before you sign.

Ready to accept card payments?

Apply in minutes. Most accounts are approved the same day.

Apply now, free Contact sales