Paydigo
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Partner program

Become a Paydigo partner.

Refer merchants and earn residual commission on everything they process, for as long as they process it. Attribution is captured when the application is created and stays with you for the life of the account.

60–80% residual split
Become a Partner
Residual, not a bounty You keep 60–80% of net revenue on every transaction your merchants run, paid monthly, for the life of the account.
The whole deal on your phone Statement analyzer, proposal builder, invites with pricing locked at send, and the signed application, all in the partner app.
A product worth selling 2.60% + 15¢ in person, 2.90% + 30¢ invoiced, bank payments at 1% capped at $10, and no monthly account fee.

How the partnership works

01 Attribution is permanent

A merchant is attributed to you the moment their application is created with your code attached, from your QR, your link, an emailed invite, or a signup you file yourself.

02 You are paid on net revenue

Interchange goes to the issuing bank and assessments to the card networks. What remains is the margin on the account, and your commission is a share of it, so card mix matters as much as volume.

03 You earn on software too

When your merchants add the subscriptions platform ($49 a month after a 30-day free trial), you earn a share of that as well — on top of your processing commission.

9:41
MR Marcus RiveraPartner since Apr 2026 · Tier 1
Available balance
$3,142.60
$1,904.22 incoming · 3 hold windows
Withdraw
Paid in Aug
$2,880
Portfolio MTD
$70.6K
Active
12
Recent earnings
Sunbelt HVACAccrued · Aug 12$412.18
Okafor Auto CareIncoming · hold to Aug 18$186.40
Merchants12 active · $70.6K this month
SHSunbelt HVAC$18.4K MTD · Live since AprHealthy
GSGolden State Pool Care$12.9K MTD · Live since MarHealthy
OAOkafor Auto Care$9.1K MTD · Live since JunWatch
MPMesa Pest ProsApplication · underwritingPending
‹ MerchantsGolden State Pool CareMER-8842 · your commission 70%
Earned this month
$268.40
on $12,937.40 processed · 91 payments
Recent transactions
Sofia NguyenWeekly pool service · Visa ••4242$185.00+$3.86 to you
Rivera Ridge HOAINV-2026-0041 · ACH ••8817$420.00pending
Dana WhitfieldQR checkout · Mastercard ••8821$255.00+$5.28 to you
HomeMerchantsEarningsSearch
Partner app

Refer merchants. Watch the residuals accrue.

Read a statement, build the proposal, send an invite with the pricing locked in. Then follow the money down: payout, merchant, batch, transaction.

Commission tiersEvery accrual keeps the rate in force when it earned.
Sub-partner overridesBuild a team under you and earn on their portfolio.
Portfolio healthReturns, chargebacks and retrievals, merchant by merchant.
Income forecastingSet a monthly goal and see what the pipeline owes it.

Three tiers, one schedule

Your tier sets the share of net revenue you keep. The rate travels with the accrual in both directions: crossing a threshold does not reprice commission already earned, and a book that shrinks does not claw any back.

Entry Where every partner starts. A share of net revenue on the accounts you write, with no minimums beyond being active.
Growth The working tier for a producing partner, gated on both a revenue threshold and a minimum count of active merchants. Tier changes take effect on the first of the following month.
Sub-ISO For established partners who run a team, bring on sub-partners and support their own merchants. Sub-ISO status is granted on request once your book qualifies.

The application process

Step one Apply

Four short steps below: who you are, how you sell, how you want to be paid, then review and sign. Five minutes.

Step two Review

We read every application and come back within two business days, either with an offer or with a question.

Step three Onboarding

Your signature is captured with the application. A verified payout bank and a W-9 are added in the partner app before your first withdrawal.

Step four Your partner account is activated

You get your permanent referral code, QR and link, and can start referring merchants the same day.

Ready to refer your first merchant?

Four short steps, signed on screen. Your partner account is activated once the application is approved.

Become a Partner

Questions partners ask first

When does commission become withdrawable?

It accrues as your merchants process, clears a hold window, and then sits in an available balance you can withdraw. Payout activation needs a verified bank, a W-9 on file, and accepted payout terms.

What happens if a merchant I referred leaves?

Commission stops when processing stops. Nothing is clawed back. Tenure is the most visible quality signal in a book, which is why servicing the merchants you have beats writing new ones you won't.

Can I set my own merchant pricing?

Yes, within the schedule. Send standard rates in one tap or build a custom rate card, and the pricing is locked to the invite from the moment you send it, the merchant who signs three weeks later signs what you quoted.

Do I need payments experience?

No. New partners get a six-step checklist that replaces the dashboard until the first merchant is live, plus an academy that covers statement analysis, proposals and pricing.