Paydigo
Sign In Get Early Access
Simple by design

Sign up in under 10 minutes.

Paydigo is built to be easy. Apply in minutes, get approved and take your first payment the same day — no hardware, no contracts.

01 Create your account

Fill out a short application with your business info. No credit card required to get started.

Under 10 minutes
02 Verify your business

We verify your identity and banking info so payouts land safely. Most accounts are approved the same day.

Same day
03 Start accepting payments

Send invoices, tap cards on your phone, or set up recurring billing. Funds arrive the next business day.

Instant
Everything included

One platform, every way to get paid

Invoice #1042PAID
Smith Landscaping → Green Valley HOA
Monthly lawn care$245.00
Fertilization$80.00
Total$325.00
Payment received · Feb 14
Invoice payments

Send invoices, get paid fast

Create professional invoices in seconds and send them by email or text. Customers pay online, funds arrive next business day.

· Customizable invoice templates · Automatic payment reminders · Online payment link for customers · Real-time paid and unpaid status
Recurring billing

Set it and collect automatically

Whether you clean pools, mow lawns or teach yoga, put your repeat customers on autopilot. Set a billing frequency and Paydigo charges their card every cycle.

· Weekly, bi-weekly or monthly cycles · Automatic retry on failed charges · Customers update their own cards · Cancel or pause anytime
Recurring billingACTIVE
Sarah JohnsonWeekly · every Monday$45.00
Mike ThompsonBi-weekly · every other Friday$65.00
Emily DavisMonthly · 1st of month$149.00
Monthly recurring revenue$8,450
Deposit summaryNEXT DAY
Card payments collected$3,240.00
Processing fees–$97.20
Deposited to bank$3,142.80
Chase Bank ···4821, arrives Feb 16
Fast payouts

Next-day deposits, every time

Every dollar you collect moves to your bank the next business day, automatically. No manual transfers.

· Automatic next-business-day deposits · Clear fee breakdown on every deposit · Works with any US bank account · Notification on every deposit

Simple, honest pricing

Two rates, nothing monthly. Tapped cards cost the networks less, so they cost you less.

See full pricing →
In person
2.60% + 15¢
Invoices & links
2.90% + 30¢
No setup fee·No monthly fee·No contract·Cancel anytime

Optional add-ons and conditional fees are separate: the subscriptions module ($49/mo) bills only if you turn it on; processor-required fees apply only if triggered — e.g., $19.95/mo if the annual PCI security check isn't completed (we walk you through it in ~5 minutes), $25/mo if over 10% of card-present transactions are non-EMV. Full fee schedule shown before you sign.

Frequently asked questions

Still unsure? Talk to us.

How fast is approval?+

Most accounts are approved same day. You can start accepting payments as soon as your account is verified.

When do I get paid?+

Funds from card transactions are deposited to your bank account the next business day for most batches, Paydigo never holds your money.

What cards do you accept?+

All major cards, Visa, Mastercard, American Express, Discover, and digital wallets like Apple Pay and Google Pay.

Are there contracts?+

No contracts and no commitments. Paydigo is month-to-month and you can cancel anytime without penalties.

How does recurring billing work?+

You set the amount and frequency. Paydigo charges the customer's saved card each cycle and deposits the funds to your account.

What if a payment fails?+

Failed payments are retried automatically and both you and your customer are notified. Customers can update their card through a secure link.

Get started in minutes.

The application takes about 10 minutes. No setup fees, no monthly costs.

Get started free Talk to us